Cooperation with OJK:
OJK Holds EduFin on Location at UNPRI
The Financial Services Authority (OJK) held EduFin on Location at Universitas Prima Indonesia (UNPRI) to improve financial literacy and inclusion among students. This activity aims to introduce the duties and functions of OJK to students and provide an understanding of the types of investment products that suit their risk profiles and needs. OJK hopes that students can understand the benefits and risks of investment so that they can become financial literacy agents in society.
The results of the 2022 OJK national survey show a gap between financial literacy and inclusion of the Indonesian people. The financial literacy index only reached 49.68 percent, while the financial inclusion index reached 85 percent. The event held at the Main Hall of the UNPRI Campus, Jalan Sampul 4, Medan City raised the theme "Fix You(r) Investment" and was attended by around 1000 students and academics from UNPRI.
Acting Head of the OJK Public Communication Group, Sekar Putih Djarot, said that although financial inclusion is high, many people do not understand the benefits and risks of financial services. This makes them vulnerable to becoming victims of irresponsible parties. OJK through EduFin on Location strives to provide education to students about illegal investments and illegal online loans, as well as financial education that includes sharia finance.
EduFin on Location is a talk show program initiated by OJK since 2022 and is implemented in a hybrid manner and live streaming via OJK YouTube. The event aims to introduce the duties and functions of OJK to students and provide an understanding of the types of investment products that suit their risk profiles and needs. OJK hopes that students can understand the benefits and risks of investment so that they can become financial literacy agents in society.
Head of OJK Regional Office 5 North Sumatra (Sumbagut), Bambang Mukti Riyadi, emphasized the importance of utilizing digital technology advances by students without experiencing losses. Students are expected to become financial literacy agents who increase the understanding of the North Sumatra community regarding finance. Bambang also explained that the higher the rate of return on investment, the higher the risk. Therefore, students are asked to follow the EduFin material properly so that they can recognize opportunities, challenges, and opportunities in terms of investment wisely.
Financial education delivered through EduFin on Location is expected to equip students with knowledge and skills in planning and managing personal finances. OJK and Unpri are working together to improve financial literacy and inclusion in North Sumatra. In addition, this education is expected to help avoid illegal investments and illegal online loans through an understanding of financial literacy. Through EduFin, OJK and UNPRI hope to continue building synergy and collaboration to improve public financial literacy.
Vice Chancellor I of Unpri, Abdi Dharma, S.Kom, M.Kom said, in this technological era, everything feels very easy, including obtaining capital. "In the past, it was very difficult to get capital or loans, but now it is very easy, just download the application and you can get it immediately," said Abdi. Likewise, with the increasing number of online financial transactions and investment offers in the digital world that use sophisticated technology, the threat of illegal investment or fraud under the guise of investment is also increasingly widespread and widely found.
"Behind the convenience and practicality offered by various online investment platforms, not a few people use this product unwisely so that they get trapped deeper," said Abdi.
He hopes that through EduFin which presents professional speakers in their fields, students can use it to dig deeper, understand all the possibilities, challenges and opportunities in terms of investment. "Students must be wise in seeing opportunities, increase literacy about banking products, fintech and all things related to financial processes," he hoped.
News adapted from: medan.inews.id ; sumut24co ; suaratani.com ; beritasore.co.id ;