- 2025-02-21 09:58:32 by Elhaiza Gq Situmeang
UNPRI Quality Management Holds Public Lecture: Financial Independence with Modern Investment
Medan, Universitas Prima Indonesia (UNPRI) held a public lecture entitled "Achieving Financial Independence with Modern Investment", Wednesday (2/19/2025) at the Mini Hall, 10th floor, UNPRI Campus, Jln. Sampul No. 3 Medan.
Moderated by Dr. Fajar Rezeki Ananda Lubis, S.E., M.S.M, featured speakers Enny Magdalena Saragih (BEI Medan City Representative) and Tauhid Akbar Pane (BRI Danareksa Medan).
It was stated that in the era of digital and increasingly globalization, financial independence is one of the main goals that individuals, especially the younger generation, want to achieve. Financial independence is not only about having a steady income, but also about the ability to manage finances wisely, understand risks, and build sustainable assets and investments for the future.
One important step in achieving financial independence is through smart and strategic investment. "With the development of technology, modern investment is now more easily accessible to the wider community through various digital platforms. Various investment instruments, such as stocks, bonds, mutual funds, to digital assets such as cryptocurrency, are increasingly in demand as a means to develop wealth optimally," said Enny Magdalena Saragih.
Meanwhile, Tauhid Akbar Pane explained that behind the great opportunities offered by modern investment, there are various challenges and risks that need to be understood. Many novice investors are trapped in unwise investment decisions due to minimal financial literacy, the influence of heuristic bias, and herding behavior trends that cause them to follow the flow without in-depth analysis.
"In addition, easy access to investment instruments also increases the potential for moral hazard, where investment decisions are often taken speculatively without careful risk calculations. Therefore, education on the principles of healthy investment, risk management, and long-term investment strategies is very important,” he said.
He added that this understanding not only helps individuals make more rational financial decisions, but also builds a more mature mindset in managing finances to achieve financial independence.
Through this public lecture, participants will gain insight into the concept of financial independence, modern investment strategies, and how to optimize the potential of the capital market while still paying attention to aspects of financial literacy and risk mitigation. It is hoped that with increased understanding of investment, each individual can build sustainable financial freedom and be better prepared to face economic challenges in the future.
According to Dr. Fajar Rezeki Ananda Lubis, S.E., M.S.M, the public lecture aims to provide a deeper understanding of the importance of financial independence and effective modern investment strategies.
“The benefits that participants can get from this event include increasing financial literacy, understanding modern investment, building a wise investor mindset, strategies for managing risk in investment, and preparing for a better financial future.
